Benefits
HUF and foreign currency accounts
In order to make sure that you can manage your finances in a convenient and prompt manner, if necessary, we manage multiple HUF and foreign currency accounts in line with your requirements. As part of the account package, you can hold accounts in euro, US dollar, British pound, Swiss franc and Canadian dollar. You can switch your debit card flexibly between your accounts, taking advantage of the fact that you are spending from your own foreign currency account, thereby avoiding exchange rate risk.
Erste World Mastercard Gold prestige debit card
As our Client, special attention and the feeling of exclusivity are values that accompany you everywhere. You can link an Erste World Mastercard Gold embossed debit card to your account, which is a prestige payment instrument that is accepted worldwide. It also provides enhanced travel and accident insurance services. In addition, with your debit card, you also become a member of the Erste World Club automatically.
Innovative Digital Solutions
We consider the most modern banking methods as values as well, and therefore we are continuously improving our digital tools, which allow you to manage your finances swiftly, 24 hours a day. With our NetBank, in addition to everyday transactions, you can also manage your finances and bank card.
Platinum Credit Card
(APR: 27.1 or 31.5%*)
Erste Platinum credit card is a high-prestige payment instrument which we provide free of charge to our Private Banking clients. With its exclusive auxiliary services, you can receive special attention across the globe. We created this credit card so that it may perfectly adapt to your lifestyle and unique travel needs.
Discounted online currency exchange at Erste NetBank
You can exchange foreign currencies at spot prices between your own accounts easily with few clicks in your Erste NetBank, with preferential terms.
*In case of Erste World status: 31.50%
In case of Private Banking status: 27.00%
The Annual Percentage Rate (APR) has been determined pursuant to Act CLXII of 2009 on Consumer Credit and Government Decree 83/2010 (III.25) on the determination, calculation and publication of the annual percentage rate (hereinafter the “APR Decree”), calculated for a loan amount of HUF 375,000 and a term of 12 months, with a fixed monthly loan interest rate, as well as a closing and card issuance fee. The interest rate, card issuance fee and closing fee are specified in the Announcement on Retail Loans, as amended from time to time. When calculating the APR, the bank did not take into account the items specified in Section 3 Subsection (3) of the APR Decree (default interest and other payment obligations arising from non-performance of the obligations undertaken in the loan contract). The value of APR may be modified in the event of changes in legal provisions, and does not reflect the interest risk of the loan.